We understand you have options. Our goal, which we meet time and time again, is to be your cheapest option. Mortgage rates lower than any other lender with the service and respect you deserve.

Browse these FAQ’s to learn more about the Mortgage process and how it works.

What mistakes are commonly made when buying or refinancing a home?

Should I Refinance?

What Is A FICO Score?

How Can I Increase My Score?

Why Do Interest Rates Change?

What's The Difference Between Being Pre-Qualified and Pre-Approved?

What Is A Rate Lock?

What Do You Do If The Rate Drops After You Lock?

Lock and Shop Programs

New Construction Rate Locks

Can My Loan Be Sold? What Happens If My Lender Goes Out Of Business?

What Is Private Mortgage Insurance - PMI?

Cancelling Your PMI

What Is An Annual Percentage Rate - APR?

What Fee's Are Included In The APR?